Smart FD – Regular

  • Features
    • Minimum amount- Rs. 5,000 and in multiples of Rs. 100 thereof; Maximum Amount: Rs. 1 Crore
    • Fixed Deposits can be opened for a minimum period of 7 days to a maximum of 10 years
    • Interest payment options – monthly, quarterly, Cumulative FD with payout at maturity
    • Premature Closure and Partial Withdrawal facility allowed
    • The rate of interest paid for fixed deposits will vary according to tenure and amount
    • Nomination Facility Available
    • Upto 9% Interest Rate; 0.5% additional rate for senior citizens
    • Click here to view Interest Rates
Interest Rates for Domestic (Resident) Term Deposits (Below ₹1 Crore)

 

TENURE INTEREST RATES (PER ANNUM)
with effect from 21st July 2017*
General Public Senior Citizens**
7 days to 45 days 4.00% 4.50%
46 days to 90 days 4.00% 4.50%
91 days to 180 days 6.00% 6.50%
181 days to 364 days 7.00% 7.50%
12 months to 15 months 8.00% 8.50%
15 months 1 day to 18 months 8.25% 8.75%
18 months 1 day – 21 months 8.50% 9.00%
21 months 1 day – 24 months 8.75% 9.25%
24 months 1 day – 36 months 9.00% 9.50%
3 years 1 day – 5 years 8.00% 8.50%
5 years 1 day – 7 years 7.00% 7.50%
** A senior citizen is defined as a person above the age of 60 years. In case of Joint account holders where one of the account holder is a Senior Citizen, kindly note that Senior Citizen Term Deposit Interest Rate will only be applicable provided the Senior Citizen is the ‘First holder’ on the said term deposit.

Note:

  • Acceptance of deposits of ₹1 Crore and above is at the discretion of the Bank.
  • The above rates are subject to revision from time to time.
Enquiries
For enquiries on retail deposits,please contact
Tel : South – +91 85 72335644
Rest of India – +91 79 33564444
or fill the form
FD Enquiry form
For enquiries on bulk deposits (Rs.1 Crore and above),
please contact Tel : +91 9148203675
or please email to vipaccounts@fincare.com