Interest Rates for Domestic (Resident) Term Deposits (Below ₹1 Crore)

 

TENURE INTEREST RATES (PER ANNUM)
with effect from 21st July 2017*
General Public Senior Citizens**
7 days to 45 days 4.00% 4.50%
46 days to 90 days 4.00% 4.50%
91 days to 180 days 6.00% 6.50%
181 days to 364 days 7.00% 7.50%
12 months to 15 months 8.00% 8.50%
15 months 1 day to 18 months 8.25% 8.75%
18 months 1 day – 21 months 8.50% 9.00%
21 months 1 day – 24 months 8.75% 9.25%
24 months 1 day – 36 months 9.00% 9.50%
3 years 1 day – 5 years 8.00% 8.50%
5 years 1 day – 7 years 7.00% 7.50%
** A senior citizen is defined as a person above the age of 60 years. In case of Joint account holders where one of the account holder is a Senior Citizen, kindly note that Senior Citizen Term Deposit Interest Rate will only be applicable provided the Senior Citizen is the ‘First holder’ on the said term deposit.

Note:

  • Acceptance of deposits of ₹1 Crore and above is at the discretion of the Bank.
  • The above rates are subject to revision from time to time.

Interest Rates for Domestic Savings Account

SAVINGS ACCOUNT INTEREST RATES (PER ANNUM)
Up to and including ₹1 Lakh 6.00%
Above ₹1 Lakh 7.00%

*Interest would be accrued daily based on end of day balances and the interest would be credited on a monthly basis.

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