About Fincare:
The genesis of Fincare Small Finance Bank was the coming together of 2 NBFC Micro Finance Institutions, Future Financial Servicess and Disha Microfin. In May 2017, Disha Microfin received the final license from the RBI under section 22 of the Banking Regulation Act, 1949, to launch Banking operations. The Bank commenced banking operations on 21st July 2017, with a vision to enable the financial inclusion of the unbanked and underbanked customer segments, including microentrepreneurs and microenterprises and mass with the active participation of the affluent.
In the first quarter of FY20, Fincare Small Finance Bank was included in the Second Schedule of the Reserve Bank of India Act, 1934. By virtue of this, our Bank became a Scheduled Commercial Bank, a status that reflects the highest degree of trust and good governance.
Fincare Small Finance Bank has a suite of smart banking products comprising deposit, credit, wealth and protection solutions. The suite includes Saving Account, Current Account, Fixed Deposit, NRI Deposit, Recurring Deposit, 3-in-1 account, Micro Loan, Cash Overdraft, Loan against Gold, Loan against property, Institutional Finance and Two-wheeler Loan and a range of life, health and general insurance products.
The Digital Outlook
Since inception, digital has been the operating paradigm, a force multiplier that enables us to aspire to become the best-in-class in the banking landscape in India. We recognize digital as the currency that is radically changing India’s future and in particular banking. With a 3D approach viz. Digital, Doorstep and delightful Deposit rates, we are confident of becoming a force to reckon and a ‘Smart Bank of choice’ for our target segments.
Vision: To facilitate financial inclusion of the unbanked and underbanked households in India with active participation of the more affluent customer segments.
Mission: To build a best-in-class digital bank delivering value to all stakeholders.
As of 31st March 2022, the Bank served 32+ Lakh customers in 17 States/UT with a workforce of 11,000+.
The Fincare Way, its guiding principles, are the key drivers of business excellence and include, Rurban approach, Think customer delight, Passionate about values, Win-Win partnerships, Compliance in letter and spirit, Deliver predictable results, Imagine the future & Technology led processes.
The Bank Story










