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Schedule of Charges

Choose Your Relevant Product
Smart Saver Savings Account
Priority Savings Account
Prime Savings Account
Priority Plus Savings Account
Pro-Priority Savings Account
Family Savings Program
NRE Savings Account
NRO Savings Account
Imperial Savings Account
TASC Savings Account
BSBDA Savings Account
Shakti Savings Account
101 Virtual
101 Priority Virtual
101First Savings Account
101Priority Savings Account
101Priority Plus Savings Account
Priority Salary Savings Account
Priority Business Current Account
Smart Business Current Account
Loan Against Gold
Loan Against Property
Affordable Housing Loan
Over Draft Against Fixed Deposits
Over Draft Against Property
Two-Wheeler Loan
Institutional Finance
Rural-Loan Against Property
RERA Designated-2
Expand All
Smart Saver Savings Account
Smart Saver Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure -Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹50 monthly (pro-rata) NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance NIL  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for first year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transactions (beyond free) Effective from 1st Jan'22
3 Transaction at Metro (other Banks) ATM, 5 transactions at Fincare ATM, 5 transactions at Non-Metro (other Banks) ATM free per month Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non-Fincare ATM ₹11 per transaction (beyond free)
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued / NACH return - Insufficient Funds ₹300 per instance  
CTS Cheque issued / NACH return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notification
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
SMS Alerts NIL NIL
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. per instance based on the value Free 4 transactions per month
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. per instance based on the value Free 4 transactions per month
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Up to ₹25,000: ₹2.5/TX  
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000- ₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX  
Above ₹5 Lakhs: ₹44/TX
NEFT Transfer* Up to 10000: ₹2.25/TX  
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above ₹2 Lakhs: ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

Expand All
Priority Savings Account
Priority Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure -Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹300 monthly (pro-rata) NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance NIL  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 annually Waived off for first year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance (beyond free)  
Debit card withdrawal transactions at Fincare ATM ₹20 per transaction (beyond free) Effective from 1st Jan'22
13 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non-Fincare ATM ₹11 per transaction (beyond free)
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued / NACH return - Insufficient Funds ₹300 per instance  
CTS Cheque issued / NACH return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
SMS Aletrs NIL NIL
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash transactions (home & non home branch) After the free limit, ₹4 per 1,000 Free 4 transactions per month
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹ 2.5/TX 50 transactions p.m. across IMPS, RTGS & NEFT
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000-₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX
Above 5 Lakhs: ₹44/TX
NEFT Transfer* Upto 10000: ₹ 2.25/TX
₹10001-₹1,00,000: ₹ 4.75/TX
₹1,00,001-₹2,00,000: ₹ 14.75/TX
Above 2 Lakhs: ₹ 24.75/TX

*Note : NEFT initiated through online channel are not chargeable

Expand All
Priority Plus Savings Account
Priority Plus Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure -Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹500 monthly (pro-rata) NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance Free  
Personalized Card Issuance Free  
Debit Card Maintainence Charges Free  
Debit Card re-issuance/ Add on Card - Insta Card Free  
Debit Card re-issuance/ Add on Card - Personalised ₹100 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transaction (beyond free) Effective from 1st Jan'22
15 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non-Fincare ATM ₹11 per transaction (beyond free)
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds Free  
CTS Cheques Deposited Return for Other Reasons Free  
CTS Cheque issued / NACH return - Insufficient Funds ₹300 per instance  
CTS Cheque issued / NACH return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance 1 per quarter
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Aletrs Free  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash transactions (home & non home branch) Free  
Cash withdrawal transactions (home & non home branch) Free  
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹2.5/TX 100 transactions p.m. across IMPS, RTGS & NEFT
₹25,001- ₹1,00,000: ₹5/TX
₹1,00,001- ₹2,00,000: ₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX
Above 5 Lakhs: ₹44/TX
NEFT Transfer* Upto 10000: ₹2.25/TX
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above 2 Lakhs: ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

Expand All
Pro-Priority Savings Account
Pro-Priority Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure Indiv/Joint ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance NA NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance Nil  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for 1st year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transactions (beyond free) Effective from 1st Jan'22
13 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at NonFincare ATM ₹21 per transactions (beyond free)
Debit card non-financial transactions at Non - Fincare ATM ₹11 per transactions (beyond free)
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts NIL NIL
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, Rs. 4 per 1,000 Free 4 transactions per month
Cash withdrawal transactions (home & non home branch) After the free limit, Rs. 4 per 1,000
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000 : ₹2.5/TX ₹50 transactions p.m. across IMPS/RTGS & NEFT
₹25,000 - ₹1Lakh : ₹5/TX
₹1Lakh - ₹2Lakh : ₹15/TX
RTGS Transfer ₹2Lakh - ₹5Lakh : Upto ₹17/ TX
Above ₹5Lakhs : Upto ₹44/TX
NEFT Transfer* Upto ₹10000 : Upto ₹2.25/TX
₹10000 - ₹1Lakh : Upto ₹4.75/TX
₹1Lakh - ₹2Lakh : Upto ₹14.75/TX
Above 2 Lakhs: Upto Rs 24.75/TX

*Note : NEFT initiated through online channel are not chargeable

Expand All
Family Savings Program
Family Savings Program
Charges & Fees
Service / Transaction Type Prime Family Priority Plus Family Imperial Family
Average monthly balance required at group level*  50,000 1,00,000 5,00,000
Charges Applicable if below min balance ₹400 Monthly (Pro-Rata) ₹500 Monthly (Pro-Rata) Nil (To be downgraded post 6 month AMB review)

*Note: Non-Maintenance charges of average monthly balance will be deducted from primary account holder of the group. 
Other fees and charges will be applicable as per schedule of charges for Prime Savings, Priority Plus Savings and Imperial Savings.

Expand All
Loan Against Gold
Loan Against Gold
Charges & Fees
Service / Transaction Type Charges
Processing Fees 0% to 0.5% + Applicable taxes
Foreclosure Charges Maximum upto Rs 500 /- (if closed within 31 days from the date of disbursement)
Renewal Charges NIL
Valuation Charges NIL
Part Payment Charges NIL
Penal Interest 1% p.m. 
Stamp Charges As per applicable laws of the state
Expand All
BSBDA Savings Account
BSBDA Savings Account
Account Opening
Service / Transaction Sub Type Charges (Excluding GST) Waivers/Benefits
Account Closure- Indiv/ Joint ₹0 per instance 0
Charges applicable if Balance below min balance NA NA
Cards
Service / Transaction Sub Type Charges (EXCLUDING GST) Waivers/Benefits
Instakit Card Issuance ₹0  
Personalized Card Issuance ₹0  
Debit Card Maintainence Charges ₹0  
Debit Card re-issuance/ Add on Card - Insta Card ₹0  
Debit Card re-issuance/ Add on Card - Personalised ₹0  
Debit card withdrawal transactions at Fincare ATM ₹20 5 pm free Transactions including Fincare, Non-Metro & Metro (Other Bank)
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at NonFincare ATM ₹21
Debit card non-financial transactions at Non -Fincare ATM ₹11
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers/Benefits
CTS Cheque issued return/NACH Return - Insufficient Funds ₹0  
CTS Cheque issued return/NACH Return - Other Reasons ₹0  
Instakit Cheque book (25 Leaves / Book)  NA  
Instakit Cheque book (100 Leaves / Book)  NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (100 Leaves / Book)  NA  
Stop Payment per Cheque NA  
Stop Payment - Cheque series NA  
Alert & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers/Benefits
Subscription for SMS Alerts ₹0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers/Benefits[
Cash deposit transactions (home & non home branch) ₹0  
Cash withdrawal transactions (home & non home branch) ₹0  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Up to ₹25,000: ₹2.5/TX  
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000- ₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX  
Above ₹5 Lakhs: ₹44/TX
NEFT Transfer* Up to 10000: ₹2.25/TX  
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above ₹2 Lakhs: ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

Expand All
Shakti Savings Account
Shakti Savings Account
Account Opening
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Account Closure- Indiv/ Joint CASA & Sole Prop CA Per Instance Nil
Account Closure- Partnership & Corporates Per Instance NA
Charges applicable if Balance below min balance Monthly (pro-rata) Zero charge
Cards
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Instakit Card Issuance Per Instance ₹280 + GST
Personalized Card Issuance Per Instance Custom Image Card - ₹300 + GST
Debit Card Maintenance Charges Annual ₹100+ GST
Debit Card re-issuance/ Add on Card - Insta Card Per Instance ₹280 +GST
Debit Card re-issuance/ Add on Card - Personalised Per Instance Custom Image Card - ₹300 + GST
Debit card withdrawal transactions at Fincare ATM* Per Transaction
(beyond free)
₹20/- after free transaction
Debit card non-financial transactions at Fincare ATM* Per Transaction
(beyond free)
Nil
Debit card withdrawal transactions at Non-Fincare ATM* Per Transaction
(beyond free)
₹21/- after free transaction
Debit card non-financial transactions at Non-Fincare ATM* Per Transaction
(beyond free)
₹11/- after free transaction
POS Limits Per Transaction
(beyond free)
₹10,000/day

* 3 txns per month in metro and 5 txns per month in non metro across own and other bank with limit of ₹50,000 per day. Max limit per txn is ₹10,000

Cheque
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Non-CTS Cheque Deposited Per Instance NA
CTS Cheques Deposited Return for Insufficient Funds Per Instance NA
CTS Cheques Deposited Return for Other Reasons Per Instance NA
Non CTS Cheques Deposited Return for Insufficient Funds Per Instance NA
Non CTS Cheques Deposited Return for Other Reasons Per Instance NA
CTS Cheque issued / NACH return - Insufficient Funds Per Instance NA
CTS Cheque issued / NACH return - Other Reasons Per Instance NA
Instakit Cheque book (25 Leaves / Book) Per Instance NA
Instakit Cheque book (100 Leaves / Book) Per Instance NA
Issuance/ Reissuance Cheque book (25 Leaves / Book) Per Instance NA
Issuance/ Reissuance Cheque book (100 Leaves / Book) Per Instance NA
Stop Payment per Cheque Per Instance NA
Stop Payment - Cheque series Per Instance NA
Alerts & Notifications
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Subscription for SMS Alerts Per Month Zero charges
Email Statements
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Subscription for Email Alerts Per Month Zero charges
Transfers
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
IMPS Transfer Per Instance Free 2 Tx /month.
After Free limit:-
Upto 25000: ₹2.5/Tx + GST,
25000 - 1 Lakh: ₹5/Tx + GST,
1 Lakh - 2 Lakh- ₹15/Tx + GST
RTGS Transfer Per Instance Free 2 Tx /month.
After Free limit:-
2 Lakh - 5 Lakh: ₹22/ Tx + GST,
5 Lakh Above: ₹49/Tx + GST
NEFT Transfer Per Instance Free 2 Tx /month.
After Free limit:-
Upto 10000: Upto ₹2.5/Tx + GST,
10000 - 1 Lakh: ₹5/Tx + GST,
1 Lakh - 2 Lakh: ₹15/Tx + GST,
Above 2 Lakhs: ₹25/Tx + GST
Note: NEFT initiated through online channels are not chargeable
Cash Transactions
Service / Transaction Sub Type Charge Type Charges (Excluding GST)
Cash deposit transactions (home & non home branch) Per Instance based on the value Free limit of 2 transactions/month, after that ₹4/1000 + GST (Min ₹50)
Cash withdrawal transactions (home & non home branch) Per Instance based on the value Free limit of 2 transactions/month, after that ₹4/1000 + GST (Min ₹50)
Expand All
Priority Business Current Account
Priority Business Current Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure -Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Account Closure- Partnership & Corporates ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹500 monthly (pro-rata)

NA

Cards
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalized Card Issuance 0  
Debit Card Maintainence Charges 0  
Debit Card re-issuance/ Add on Card - Insta Card 0  
Debit Card re-issuance/ Add on Card - Personalised ₹100 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transaction (beyond free) Effective from 1st Jan'22
15 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non-Fincare ATM ₹11 per transaction (beyond free)
Cheque
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds 0  
CTS Cheques Deposited Return for other reasons 0  
CTS Cheque issued / NACH return - Insufficient Funds ₹300 per instance  
CTS Cheque issued / NACH return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (100 Leaves / Book) ₹50 per instance 1 per quarter
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Cash Transactions charges w.e.f. 01 Jul 2020
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. 10 Transactions / 10 Lakhs which ever is earlier
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. 10 Transactions / 10 Lakhs which ever is earlier
Locker charges
Service / Transaction Type Charges Waivers / Benefits
Locker charge - Category A (Small) ₹2,000 Annual  
Category C (Med) ₹3,000 Annual  
Category F (Large) ₹5,000 Annual  
Transfers
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer NIL unlimited
RTGS Transfer NIL
NEFT Transfer* NIL

Note : *Applicable only through online channels.

Expand All
Smart Business Current Account
Smart Business Current Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure -Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Account Closure- Partnership & Corporates ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹300 monthly (pro-rata)

NA

Cards
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance NA  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for first year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transaction (beyond free) Effective from 1st Jan'22
13 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non-Fincare ATM ₹11 per transaction (beyond free)
Cheque
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for other reasons ₹50 per instance  
CTS Cheque issued / NACH return - Insufficient Funds ₹300 per instance  
CTS Cheque issued / NACH return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (100 Leaves / Book) ₹50 per instance 1 per Year
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notification
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
SMS Alerts NIL NIL
Cash Transactions
Cash Transactions charges w.e.f. 01 Jul 2020
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Cash Deposit Transactions (Home & Non- Home Branch) After the free limit, ₹4 per 1000. Minimum charge of ₹50 per instance based on the value Deposits 4 Transactions / 1 Lakh - Whichever is earlier
Cash Withdrawal Transactions (Home & Non - Home Branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. 4 Transactions / 1 Lakhs which ever is earlier
Locker Charges
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Locker charge - Category A (Small) ₹2,000 Annual  
Category C (Med) ₹3,000 Annual  
Category F (Large) ₹5,000 Annual  
Transfers
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹2.5/TX
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000 - ₹15/TX
50 transactions p.m. across IMPS, RTGS & NEFT
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX
Above 5 Lakhs: ₹44/TX
NEFT Transfer Upto 10000: ₹2.25/TX
₹10001-₹1,00,000: ₹4.75/TX
₹1,00,001-₹2,00,000: ₹14.75/TX
Above 2 Lakhs: ₹24.75/TX
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Loan Against Property
Loan Against Property
Charges & Fees
Service / Transaction Type Charges
Loan Processing Charges Maximum of 2% of loan amount + Applicable Taxes
Prepayment charges Within 12 months –
  • In case of Balance Transfer - No full prepayment allowed within 12 months
  • In case of closure from own source of funds, full prepayment allowed with 6% charges (plus taxes) on current principal loan outstanding. The payment to be accepted only through cheque from own account
After 12 months –
  • 3% charges (plus taxes) on Principal Loan Outstanding. The payment to be accepted by way of cheque only

Partial Pre-Payment Charges

(W.e.f. 8th September 2020 – Applicable to all new & existing customers)

Within 12 months of disbursement:
  • 6% Charges (plus taxes) on the amount partially pre-paid
After 12 months of disbursement:
  • 3% charges (plus taxes) on the amount partially pre-paid
The amount partially pre-paid to be accepted by way of non-cash mode
Default Penal Interest W.e.f 8th September 2020
  • 3% per month on the default EMI for the delayed days with grace period of 4 days

Till 7th September 2020

  • 2% per month
Stamp Duty & other statutory charges  As per applicable laws of the state
Cheque / EMI Bounce Charges W.e.f 8th September 2020
  • ₹400 (plus taxes)
Till 7th September 2020
  • ₹300 (plus taxes)
Loan Cancellation (Within 7 Days from date of disbursement) NIL Charges, MoDTD & Other Charges to be borne by the applicant
Legal & Valuation Charges At Actuals to be borne by customer

Note: The above charges are exclusive of taxes and statutory levies as applicable from time to time.

The bank reserves the right to vary any of the above charges from time to time with due intimation to the customer. Revised charges will be communicated to the customer through bank's website and/or by any other acceptable mode of communication.

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Affordable Housing Loan
Affordable Housing Loan
Charges & Fees
Service / Transaction Type Charges
Upfront Login Fee ₹3300 plus taxes
File Handling Charges Upto 2% of plus taxes
Switching fee (High Floating rate to lower floating rate) 1% (plus taxes) on outstanding principal or ₹10,000 whichever is lower.
The lower rate will be equal to the applicable current interest rate on the sanction loan amount grid
Statement of Account Charges ₹250 (plus taxes)
Provisional / Duplicate Interest Certificate issuance charges ₹250 (plus taxes)
(Once Yearly - NIL charges)
Legal / Technical Charges Part of File Handling Charges
Penal Interest on delayed EMI Payment 2% per month on delayed EMI amount
Cheque / EMI Bounce/ Missed Payment Charges ₹300 (plus taxes)
List of Document (LOD Charges) ₹500 (plus taxes)
Copy of Property Documents Retrieval ₹1000 (plus taxes)
Collection Pickup Charges ₹200 per visit (plus taxes)
Foreclosure Charges during Fixed ROI Period 3% on principal outstanding
Foreclosure Charges during Floating ROI Period NIL
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Over Draft Against Fixed Deposits
Over Draft Against Fixed Deposits
Charges & Fees
Service / Transaction Type Charges
Processing Fee Nil
Margin 15 %*
Spread 1.5%*
Overdrawn Penalty 2% p.a. on overdrawn value 
OD closure Charges Nil 

*Applicable to Retail. Please contact branch for institutional & Bulk cases.

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Over Draft Against Property
Over Draft Against Property
Charges & Fees
Service / Transaction Type Charges
Rack Interest Rate Range LAP ROI + 1.00% or 1 Year MCLR whichever is higher
Loan Processing Charges Maximum of 2% of loan amount + Applicable Taxes
Default Penal Interest 2% per month
Stamp Duty & other statutory charges  As per applicable laws of the state
Annual Limit Renewal Fee 0.5% of Default Value
Foreclosure Charges 3% plus applicable taxes
Legal & Valuation Charges At Actuals to be borne by customer

Note: The above charges are exclusive of taxes and statutory levies as applicable from time to time.

The bank reserves the right to vary any of the above charges from time to time with due intimation to the customer. Revised charges will be communicated to the customer through bank's website and/or by any other acceptable mode of communication.

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Two-Wheeler Loan
Two-Wheeler Loan
Charges & Fees
Parameters Cross Sell Loans
Rate of Interest 26.49%
Tenure (In Months) 24/30/36 months
Processing fees ₹1500 + taxes
Bounce Charges ₹300 +taxes
Pre-Payment Charges 4% on Principal Outstanding
NACH/PDC Swapping Charges ₹250+taxes
Late Payment Charges 2% per month on unpaid EMI
Duplicate Amortization Schedule Charges 100
NOC Charges Free 1st time, then Rs 250 per instance
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101First Savings Account
101First Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure - Individual ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges Applicable if Balance below Min Balance NA NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalized Card Issuance NA  
Debit Card Maintainence Charges** Nil  
Debit Card Re-issuance/Add on Card - Insta Card** ₹200  
Debit Card Re-issuance/Add on Card - personalised** ₹200  
Debit Card withdrawal transactions at Fincare ATM** ₹20 Per Transactions (Beyond Free) 5 Transactions per month in Non Metro + 3 Per month in Metro locations is including transactions of fincare ATM, Non-Fincare ATM, Financial and Non Financial Transactions.
Debit Card Non-Financial transactions at Fincare ATM Nil
Debit Card withdrawal transactions at Non- Fincare ATM ₹21 Per Transactions (Beyond Free)
Debit Card Non-Financial transactions at Non-Fincare ATM ₹11 Per Transactions (Beyond Free)

**Free Virtual debit card will be issued once the account opened successfully. (Physical debit card can be availed on request at the charge of Rs.249 + GST)

Annual Maintainence charge on debit card will be applicable for Physical debit card only

Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return - Other Reasons ₹100 per instance  
NACH return - Insufficient Funds ₹300  
NACH return - Other Reasons ₹100  
Instakit Cheque book (25 Leaves / Book# NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance / Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹100 per instance  

#Cheque book facility is available for customers who have completed the full KYC.

Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹2.5/TX  
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000-₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX  
Above 5 Lakhs: ₹44/TX
NEFT Transfer* Upto 10000: ₹ 2.25/TX
₹10001-₹1,00,000: ₹ 4.75/TX
₹1,00,001-₹2,00,000: ₹ 14.75/TX
Above 2 Lakhs: ₹ 24.75/TX

*NEFT Transaction through MB & IB should not be charged

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101Priority Savings Account
101Priority Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure - Individual ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges Applicable if Balance below Min Balance ₹300
prorata of shortfall of ₹10K
MAB waiver, if FD value amount >= ₹20k*

*MAB waiver is applicable June 2022 onwards subject to FD value is >=20k

Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalized Card Issuance Nil*  
Debit Card Maintainence Charges** Nil  
Debit Card Re-issuance/Add on Card - Insta Card** ₹200  
Debit Card Re-issuance/Add on Card - personalised** ₹200  
Debit Card withdrawal transactions at Fincare ATM** ₹20 Per Transactions (Beyond Free) Fincare ATM, Non-Fincare ATM, Financial and Non Financial Transactions: 12 Transactions at Nil Charges
Debit Card Non-Financial transactions at Fincare ATM Nil
Debit Card withdrawal transactions at Non- Fincare ATM ₹21 Per Transactions (Beyond Free)
Debit Card Non-Financial transactions at Non-Fincare ATM ₹11 Per Transactions (Beyond Free)
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return - Insufficient Funds ₹300 per instance 1 Per month
CTS Cheque issued return - Other Reasons ₹100 per instance 1 Per month
NACH return - Insufficient Funds ₹300  
NACH return - Other Reasons ₹100  
Instakit Cheque book (25 Leaves / Book# NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) 1 Free Per Year
Subsequent Chargeable ₹50 Per Instance
1 free per Year
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque 0 1 Per month
Stop Payment - Cheque series 0 1 Per month

#Cheque book facility is available for customers who have completed the full KYC.

Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹ 2.5/TX 50 per month (NEFT, RTGS, IMPS together)
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000-₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX
Above ₹5 Lakhs: ₹44/TX
NEFT Transfer* Upto ₹10000: ₹ 2.25/TX
₹10001-₹1,00,000: ₹ 4.75/TX
₹1,00,001-₹2,00,000: ₹ 14.75/TX
Above 2 Lakhs: ₹ 24.75/TX

*NEFT Transaction through MB & IB should not be charged

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101Priority Plus Savings Account
101Priority Plus Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure - Individual ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges Applicable if Balance below Min Balance ₹300
prorata of shortfall of 25K
MAB waiver, if FD value amount >= ₹50k*

*(MAB waiver is applicable June 2022 onwards subject to FD value is >=50k

Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalized Card Issuance Nil*  
Debit Card Maintainence Charges** Nil  
Debit Card Re-issuance/Add on Card - Insta Card** ₹200  
Debit Card Re-issuance/Add on Card - personalised** ₹200  
Debit Card withdrawal transactions at Fincare ATM** ₹20 Per Transactions (Beyond Free) Fincare ATM, Non-Fincare ATM, Financial and Non Financial Transactions: 15 Transactions at Nil Charges
Debit Card Non-Financial transactions at Fincare ATM Nil
Debit Card withdrawal transactions at Non- Fincare ATM ₹21 Per Transactions (Beyond Free)
Debit Card Non-Financial transactions at Non-Fincare ATM ₹11 Per Transactions (Beyond Free)
Cheque
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return - Insufficient Funds ₹300 per instance 1 Per month
CTS Cheque issued return - Other Reasons ₹100 per instance 1 Per month
NACH return - Insufficient Funds ₹300  
NACH return - Other Reasons ₹100  
Instakit Cheque book (25 Leaves / Book# NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) 1 Free Per Quarter
Subsequent Chargeable ₹50 Per Instance
1 free per quarter
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque 0 1 Per month
Stop Payment - Cheque series 0 1 Per month

#Cheque book facility is available for customers who have completed the full KYC.

Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000: ₹ 2.5/TX 50 per month (NEFT, RTGS, IMPS together)
₹25,001-₹1,00,000: ₹5/TX
₹1,00,001-₹2,00,000-₹15/TX
RTGS Transfer ₹2,00,000-₹5,00,000: ₹17/ TX
Above ₹5 Lakhs: ₹44/TX
NEFT Transfer* Upto ₹10000: ₹ 2.25/TX
₹10001-₹1,00,000: ₹ 4.75/TX
₹1,00,001-₹2,00,000: ₹ 14.75/TX
Above 2 Lakhs: ₹ 24.75/TX

*NEFT Transaction through MB & IB should not be charged

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Prime Savings Account
Prime Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure Indiv/Joint ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹400 Monthly (Pro-rata) NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance Nil  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for 1st year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transactions (beyond free) Effective from 1st Jan'22
15 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro (other banks) ATM Inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at NonFincare ATM ₹21 per transactions (beyond free)
Debit card non-financial transactions at Non - Fincare ATM ₹11 per transactions (beyond free)
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) ₹0 Per Instance  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts ₹0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch)  After 10 Transactions, ₹4 per 1,000 per instance based on value 10 transactions per month
Cash withdrawal transactions (home & non home branch) 
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000 : ₹2.5/TX 75  transactions p.m. across IMPS,NEFT & RTGS
₹25,000 - ₹1Lakh : ₹5/TX
₹1Lakh - ₹2Lakh : ₹15/TX
RTGS Transfer ₹2Lakh - ₹5Lakh : Upto ₹17/ TX
Above ₹5Lakhs : Upto ₹44/TX
NEFT Transfer* Upto ₹10000 : Upto ₹2.25/TX
₹10000 - ₹1Lakh : Upto ₹4.75/TX
₹1Lakh - ₹2Lakh : Upto ₹14.75/TX
Above ₹2Lakhs : Upto ₹24.75/TX

*Note : NEFT initiated through online channels are not chargeable

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NRE Savings Account
NRE Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure ₹100 per instance NA
Charges applicable if Balance below min balance NA NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance Nil  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for 1st year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM Nil Unlimited Txn free
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at NonFincare ATM Nil
Debit card non-financial transactions at Non -Fincare ATM Nil
International Financial Transaction ₹140 (beyond free) No free Transactions
International Non- Financial Transaction ₹25 (beyond free)
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts Nil  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) NA Unlimited
Cash withdrawal transactions (home & non home branch) NA Unlimited
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Upto ₹25,000 : ₹2.5/TX ₹50 transactions p.m. across IMPS/RTGS & NEFT
₹25,000 - ₹1Lakh : ₹5/TX
₹1Lakh - ₹2Lakh : ₹15/TX
RTGS Transfer ₹2Lakh - ₹5Lakh : Upto ₹17/ TX
Above ₹5Lakhs : Upto ₹44/TX
NEFT Transfer* Upto ₹10000 : Upto ₹2.25/TX
₹10000 - ₹1Lakh : Upto ₹4.75/TX
₹1Lakh - ₹2Lakh : Upto ₹14.75/TX
Above ₹2Lakhs : Upto ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

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NRO Savings Account
NRO Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure ₹100 per instance NA
Charges applicable if Balance below min balance NA NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance Nil  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for 1st year
Debit Card re-issuance/ Add on Card - Insta Card ₹200 per instance  
Debit Card re-issuance/ Add on Card - Personalised ₹200 per instance  
Debit card withdrawal transactions at Fincare ATM Nil Unlimited Txn free
Debit card non-financial transactions at Fincare ATM Nil
Debit card withdrawal transactions at NonFincare ATM Nil
Debit card non-financial transactions at Non - Fincare ATM Nil
International Financial Transaction NA No free Transactions
International Non- Financial Transaction NA
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts Nil  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) NA Unlimited
Cash withdrawal transactions (home & non home branch) NA Unlimited
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 Annual  
Category C (Medium) ₹3000 Annual  
Category F (Large) ₹5000 Annual  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer (Upto ₹25,000 : ₹2.5/TX ₹50 transactions p.m. across IMPS/RTGS & NEFT
₹25,000 - ₹1Lakh : ₹5/TX
₹1Lakh - ₹2Lakh : ₹15/TX)
RTGS Transfer ₹2Lakh - ₹5Lakh : Upto ₹17/ TX
₹5Lakhs Above : Upto ₹44/TX
NEFT Transfer* Upto ₹10000 : Upto ₹2.25/TX
₹10000 - ₹1Lakh : Upto ₹4.75/TX
₹1Lakh - ₹2Lakh : Upto ₹14.75/TX
Above ₹2Lakhs : Upto ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

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Imperial Savings Account
Imperial Savings Account
Account Opening
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Account Closure- Indiv/ Joint ₹0 Per Instance Free Closure
Charges applicable if Balance below min balance NA*
*(MAB to be reviewed every 6 month & Account will be downgraded to lower variant of savings account on the non-maintenance of monthly average balance criteria)
-
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance Nil  
Personalized Card Issuance ₹0  
Debit Card Maintainence Charges ₹0  
Debit Card re-issuance/ Add on Card - Insta Card ₹0  
Debit Card re-issuance/ Add on Card - Personalised ₹0  
Debit card withdrawal transactions at Fincare ATM ₹0 Unlimited
Debit card non-financial transactions at Fincare ATM ₹0
Debit card withdrawal transactions at NonFincare ATM ₹0
Debit card non-financial transactions at Non - Fincare ATM ₹0
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹0 per instance  
CTS Cheques Deposited Return for Other Reasons ₹0 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹0 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹0  
Stop Payment - Cheque series ₹0  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts ₹0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) NIL Unlimited
Cash withdrawal transactions (home & non home branch) NIL
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 Annual  
Category C (Medium) ₹3000 Annual  
Category F (Large) ₹5000 Annual  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer NIL Unlimited
RTGS Transfer NIL
NEFT Transfer* NIL

*Note : NEFT initiated through online channel are not chargeable

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TASC Savings Account
TASC Savings Account
Account Opening
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Account Closure- Indiv/ Joint CASA & Sole Prop CA ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Account Closure- Partnership & Corporates ₹500 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance ₹500 (monthly - prorata) NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance NA NA
Personalized Card Issuance NA
Debit Card Maintainence Charges NA
Debit Card re-issuance/ Add on Card - Insta Card NA
Debit Card re-issuance/ Add on Card - Personalised NA
Debit card withdrawal transactions at Fincare ATM NA
Debit card non-financial transactions at Fincare ATM NA
Debit card withdrawal transactions at NonFincare ATM NA
Debit card non-financial transactions at Non - Fincare ATM NA
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹100 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance / Reissuance Cheque book (25 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (100 Leaves / Book) ₹100 per instance  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts ₹0  
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) Free Unlimited
Cash withdrawal transactions (home & non home branch) Free Unlimited
Locker Charges
Service / Transaction Sub Type Charges Waivers / Benefits
Locker Charge - Category A (Small ) ₹2000 Annual  
Category C (Medium) ₹3000 Annual  
Category F (Large) ₹5000 Annual  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer (Upto ₹25,000 : ₹2.5/TX 100 transactions p.m. (NEFT, RTGS, IMPS together)
₹25,000 - ₹1Lakh : ₹5/TX
₹1Lakh - ₹2Lakh : ₹15/TX)
RTGS Transfer ₹2Lakh - ₹5Lakh : Upto ₹17/ TX
₹5Lakhs Above : Upto ₹44/TX
NEFT Transfer* Upto ₹10000 : Upto ₹2.25/TX
₹10000 - ₹1Lakh : Upto ₹4.75/TX
₹1Lakh - ₹2Lakh : Upto ₹14.75/TX
Above ₹2Lakhs : Upto ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

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Institutional Finance
Institutional Finance
Charges & Fees
SERVICE/TRANSACTION TYPE CHARGES
Rate of Interest 10 year G-Sec's most recent 3 months' daily average yield + Spread ranging from 3% to 10%. G-Sec yield is subject to quarterly resets.
Processing fees Up to 1% of sanctioned loan amount + Applicable taxes
Foreclosure charges Up to 4% of outstanding loan amount + Applicable taxes
Documentation charges Up to Rs. 25,000/ + Applicable taxes
Default penal interest 2% per month on overdue amount
Stamp duty & other statutory charges As per applicable laws of the State
Inspection/audit of book debts charges Up to Rs. 25,000/ + Applicable taxes
Breach of covenants charges 2% per month on principal outstanding, till breach continues

Note: The Bank reserves the right to vary any of the above charges from time to time with due intimation to the customer. Revised charges would be communicated to the customer through Bank's website and/or through any other acceptable modes of communication.

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Priority Salary Savings Account
Priority Salary Savings Account
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure- Indiv/ Joint ₹100 per instance Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges applicable if Balance below min balance NA NA
Cards
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance NIL  
Personalized Card Issuance ₹200 per instance  
Debit Card Maintainence Charges ₹200 Annual Waived off for first year
Debit Card re-issuance / Add on Card - Insta Card ₹200 per instance  

Debit Card re-issuance / Add on Card - Personalised

₹200 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transaction (beyond free) Effective from 1st Jan'22
13 pm free Transactions including Fincare, Non-Metro & Metro (Other Bank)
Debit card non-financial transactions at Fincare ATM NIL
Debit card withdrawal transactions at Non-Fincare ATM ₹21 per transaction (beyond free)
Debit card non-financial transactions at Non -Fincare ATM ₹11 per transaction (beyond free)
Cheques
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
CTS Cheques Deposited Return for Insufficient Funds ₹100 per instance  
CTS Cheques Deposited Return for Other Reasons ₹50 per instance  
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 per instance  
CTS Cheque issued return//NACH Return- Other Reasons ₹100 per instance  
Instakit Cheque book (25 Leaves / Book) Free  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50 per instance  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 per instance  
Stop Payment - Cheque series ₹300 per instance  
Alerts & Notifications
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts NIL NIL
Cash Transactions
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per ₹1,000 Free 4 transactions per month
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per ₹1,000
Locker Charges
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
Category A (Small ) ₹2000 annually  
Category C (Medium) ₹3000 annually  
Category F (Large) ₹5000 annually  
Transfers
Service / Transaction Sub Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Up to ₹25,000 : ₹2.5/TX 50 pm (NEFT, RTGS, IMPS together)
₹25,000 - ₹1 Lakh : ₹5/TX
₹1 Lakh - ₹2 Lakhs : ₹15/TX
RTGS Transfer ₹2 Lakhs - ₹5 Lakhs : Up to ₹17/TX
₹5 Lakhs Above : Up to ₹44/TX
NEFT Transfer* Up to ₹10,000 : Up to ₹2.25/TX
₹10,000 - ₹1 Lakh : Up to ₹4.75/TX
₹1 Lakh - ₹2 Lakhs : Up to ₹14.75/TX
Above ₹2 Lakhs : Up to ₹24.75/TX

*Note : NEFT initiated through online channel are not chargeable

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Rural-Loan Against Property
Rural-Loan Against Property
Charges & Fees
SERVICE/TRANSACTION TYPE CHARGES
Rate of interest 24.49%
Tenure (In Months) 30/36/42/48 months
Processing fees     2% of the loan amount + GST
Legal / Technical Fees As per actuals
Bounce Charges     ₹300 +GST
Pre-Payment Charges 4% on Principal Outstanding
NACH/PDC Swapping Charges ₹250+GST
Late Payment Charges 2% per month on unpaid EMI
Duplicate Amortization Schedule Charges 100
NOC Charges Free 1st time, then Rs 250 per instance

 

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101 Virtual
101 Virtual
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure - Individual ₹100  Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges Applicable if Balance below Min Balance NA  
Cards
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalised Card Issuance NA  
Debit Card Maintainence Charges** 0 Virtual card is free
Debit Card Re-issuance/Add on Card - Insta Card** ₹200   
Debit Card Re-issuance/Add on Card - personalised** ₹200   
Debit Card withdrawal transactions at Fincare ATM** ₹20 Per Transactions (Beyond Free) 5 Transactions per month in Non Metro + 3 Per month in Metro locations is including transactions of fincare ATM, Non-Fincare ATM, Financial and Non Financial Transactions.
Debit Card Non-Financial transactions at Fincare ATM Nil
Debit Card withdrawal transactions at Non- Fincare ATM ₹21 Per Transactions (Beyond Free)
Debit Card Non-Financial transactions at Non-Fincare ATM ₹11 Per Transactions (Beyond Free)
**Free Virtual debit card will be issued once the account opened successfully. (Physical debit card can be availed on request at the charge of ₹249 + GST)
Annual Maintainence charge on debit card will be applicable for Physical debit card only
Cheque
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Non-CTS Cheque Deposited ( Upto 5000: ₹50
5K-10K: ₹100
10k - 20k: ₹200
20k-50k: ₹500
>50K: 1%)
 
CTS Cheques Deposited Return for Insufficient Funds ₹100  
CTS Cheques Deposited Return for Other Reasons ₹50  
Non CTS Cheques Deposited Return for Insufficient Funds ₹500  
Non CTS Cheques Deposited Return for Other Reasons ₹200  
CTS Cheque issued return - Insufficient Funds ₹300  
CTS Cheque issued return - Other Reasons ₹100  
Instakit Cheque book (25 Leaves / Book#) NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) ₹50  
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100  
Stop Payment - Cheque series ₹100  
#Cheque book facility would be available only for customer who have completed Full KYC. Please complete FULL kyc for cheque facility
Alerts & Notifications
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Locker Charges
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small )  ₹2000  
Category C (Med) ₹3000  
Category F (Large) ₹5000  
Transfers
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer (Upto ₹25000: ₹2.5/TX
₹25000 - ₹1 Lakh: ₹5/TX
₹1 Lakh - ₹2 Lakh : ₹15/TX)
 
RTGS Transfer ( ₹2 Lakh - ₹5 Lakh: Up to ₹17/ TX
₹5 Lakh Above: Upto ₹44/TX)
 
NEFT Transfer Upto ₹10000: Upto ₹2.25/TX
₹10000 - ₹1 Lakh: Upto ₹4.75/TX
₹1 Lakh - ₹2 Lakh: Upto ₹14.75/TX
Above ₹2 Lakhs: Upto ₹24.75/TX
 
*NEFT Transaction through MB & IB should not be charged
Expand All
101 Priority Virtual
101 Priority Virtual
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure - Individual ₹100  Free if closed after 1 Year (Charges applicable only if closed within a year)
Charges Applicable if Balance below Min Balance ₹300
prorata of shortfall of ₹25K
NA
Cards
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Instakit Issuance 0  
Personalised Card Issuance NA  
Debit Card Maintainence Charges** 0 Virtual card is free
Debit Card Re-issuance/Add on Card - Insta Card** ₹200   
Debit Card Re-issuance/Add on Card - personalised** ₹200   
Debit Card withdrawal transactions at Fincare ATM** ₹20 Per Transactions (Beyond Free) 5 Transactions per month in Non Metro + 3 Per month in Metro locations is including transactions of fincare ATM, Non-Fincare ATM, Financial and Non Financial Transactions.
Debit Card Non-Financial transactions at Fincare ATM Nil
Debit Card withdrawal transactions at Non- Fincare ATM ₹21 Per Transactions (Beyond Free)
Debit Card Non-Financial transactions at Non-Fincare ATM ₹11 Per Transactions (Beyond Free)
**Free Virtual debit card will be issued once the account opened successfully. (Physical debit card can be availed on request at the charge of Rs.499 + GST)
Annual Maintainence charge on debit card will be applicable for Physical debit card only
Cheque
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Non-CTS Cheque Deposited ( Upto 5000: ₹50
5K-10K: ₹100
10k - 20k: ₹200
20k-50k: ₹500
>50K: 1%)
 
CTS Cheques Deposited Return for Insufficient Funds ₹100  
CTS Cheques Deposited Return for Other Reasons ₹50  
Non CTS Cheques Deposited Return for Insufficient Funds ₹500  
Non CTS Cheques Deposited Return for Other Reasons ₹200  
CTS Cheque issued return - Insufficient Funds ₹300 1pm
CTS Cheque issued return - Other Reasons ₹100 1pm
Instakit Cheque book (25 Leaves / Book#) NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) 1 free per quarter subsequent chargeable ₹50 per instance 1 free per quarter
Issuance/ Reissuance Cheque book (100 Leaves / Book) NA  
Stop Payment per Cheque ₹100 1pm
Stop Payment - Cheque series ₹100 1pm
#Cheque book facility would be available only for customer who have completed Full KYC. Please complete FULL kyc for cheque facility
Alerts & Notifications
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum charge of ₹50. No free transactions
Locker Charges
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Locker Charge - Category A (Small )  ₹2000  
Category C (Med) ₹3000  
Category F (Large) ₹5000  
Transfers
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer (Upto ₹25000: ₹2.5/TX
₹25000 - ₹1 Lakh: ₹5/TX
₹1 Lakh - ₹2 Lakh : ₹15/TX)
50pm (NEFT, RTGS, IMPS together)
RTGS Transfer (₹2 Lakh - ₹5 Lakh: Up to ₹17/ TX
₹5 Lakh Above: Upto ₹44/TX)
NEFT Transfer Upto ₹10000: Upto ₹2.25/TX
₹10000 - ₹1 Lakh: Upto ₹4.75/TX
₹1 Lakh - ₹2 Lakh: Upto ₹14.75/TX
Above ₹2 Lakhs: Upto ₹24.75/TX
*NEFT Transaction through MB & IB should not be charged
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RERA Designated-2
RERA Designated-2
Account Opening
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Account Closure Indiv/Joint Nil Waived off
Account Closure- Partnership & Corporates Nil Waived off
Charges applicable if Balance below min balance Nil Monthly (Pro-rata) NA
Cards
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Instakit Card Issuance NA  
Personalized Card Issuance 0  
Debit Card Maintainence Charges 0 Free
Debit Card re-issuance/ Add on Card - Insta Card 0  
Debit Card re-issuance/ Add on Card - Personalised ₹100 per instance  
Debit card withdrawal transactions at Fincare ATM ₹20 per transactions (beyond free ) Effective from 1st Jan'22 15 Transactions per month is free at Fincare ATM, Non-Metro (other banks) ATM, Metro ( other banks) ATM inclusive Financials & Non-Financials transactions
Debit card non-financial transactions at Fincare ATM Free
Debit card withdrawal transactions at NonFincare ATM ₹21 per transactions (beyond free )
Debit card non-financial transactions at Non - Fincare ATM ₹21 per transactions (beyond free )
Cheques
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
CTS Cheque issued return/NACH Return - Insufficient Funds ₹300 Per Instance  
CTS Cheque issued return/NACH Return - Other Reasons ₹100 Per Instance  
Instakit Cheque book (25 Leaves / Book) NA  
Instakit Cheque book (100 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (25 Leaves / Book) NA  
Issuance/ Reissuance Cheque book (100 Leaves / Book) ₹50 Per Instance 1 per quarter
Stop Payment per Cheque ₹100 Per Instance  
Stop Payment - Cheque series ₹300 Per Instance  
Alerts & Notifications
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Subscription for SMS Alerts 0  
Cash Transactions
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
Cash deposit transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum Charge of ₹50 10 Transaction /10 Lakhs which ever is earlier
Cash withdrawal transactions (home & non home branch) After the free limit, ₹4 per 1,000. Minimum Charge of ₹50 10 Transaction /10 Lakhs which ever is earlier
Transfers
Service / Transaction Type Charges (Excluding GST) Waivers / Benefits
IMPS Transfer Free Unlimited
RTGS Transfer Free
NEFT Transfer* Free
Commission Disclosure
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© 2023 Fincare Small Finance Bank Limited

 

Fincare Small Finance Bank never asks for confidential information such as PIN and OTP from customers. Please do not share personal information with anyone.

 

"Fincare Small Finance Bank" does not solicit, collect or request for payment of cash for its services or products. Customers are requested to be aware of illegal or fraudulent entities using our brand name"FINCARE" in any sequence or format.

 

Please notify any unauthorized transaction on our toll free number 1800 313 313 immediately.

 

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