Features & Benefits of Gold Loan
Maximum Loan to Value
Get upto 75% Loan on the value of the Gold
Maximum Loan to Value
Get upto 75% Loan on the value of the Gold
Attractive Interest rates
Get attractive interest rates on your loan.
Attractive Interest rates
Get attractive interest rates on your loan.
Safety and Insurance
Assured safety and insurance of your gold with the Bank.
Safety and Insurance
Assured safety and insurance of your gold with the Bank.
Flexibility in choice – Bullet or Monthly Schemes
Choose within Bullet or Monthly based Product with 6 month tenure.
Flexibility in choice – Bullet or Monthly Schemes
Choose within Bullet or Monthly based Product with 6 month tenure.
Multiple Schemes & Amount Range
Different schemes for different needs. Get loans from ₹ 10K to ₹ 40 Lakhs.
Multiple Schemes & Amount Range
Different schemes for different needs. Get loans from ₹ 10K to ₹ 40 Lakhs.
Have any Questions?
What is Fincare gold loan?

Loan that is sanctioned on accepting the gold ornaments or jewelry as a pledge. We have minimum documentation formalities with a lower rate of interest in comparison to other NBFC’s and Banks.

Please note that this should not be confused with loan given for purchasing gold.

What is the Per gram rate of gold offered?

Per gram of gold rate varies daily. Please contact call center for per gram rate.

What is the maximum Percentage of Loan Value that you offer on my jewellry?

We offer the highest Loan to Value of 75% of the valuation amount.

What is the rate of interest offered by you?

We offer products starting from attractive rate of interest of 12% p.a. up to 22.99% p.a. depending on Loan Amount and Loan to Value %

What is the tenure of gold loan that your company offers?

Bullet & Monthly product with tenure of 6 month. Principal and the interest are payable at the end of the tenure in case of Bullet Product. Whereas, monthly interest is payable on due date and the principal at the end of the tenure in case of Monthly Product.

Where do I need to go to avail a Gold Loan?

You will need to walk in on Bank Working Days between 10 AM – 5 PM to any of our branches. We have our branches in different states namely Gujarat, Tamil Nadu, Karnataka, Andhra Pradesh, Maharashtra, Telangana, Rajasthan, Pondicherry, Uttar Pradesh, Haryana, NCT of Delhi, Madhya Pradesh, Kerala, Punjab, Chandigarh and Chhattisgarh.

Do you have any Pre-closure Charges?

We do not take any pre-closure charge.

What is the Loan Amount Range offered?

Starting from ₹ 10,000 to ₹ 40,00,000

What are the documents required for the loan?

Any proof of Identity and Proof of address is required to take Loan against Gold from Fincare

Do you give Cash for the loan that I want to avail?

Yes, instant cash up to ₹ 2 lakhs can be taken in Loan against Gold. For any amount higher than ₹ 2 lakhs, instant transfer is done to customer’s account

Do you accept Gold Coins as a pledge?

As per RBI regulations, we accept upto 50 grams of Gold Coins issued by Other Banks

What if I avail the loan today and want to repay it back tomorrow itself? Is there a minimum period of holding?

No there is no minimum period of keeping the loan..

Is any valuation charge taken from customer?

We do not charge from customer for valuation of gold done.

Can I pay the Interest Payment via Online?

Yes. Monthly Interest products payable interest can be made via BBPS.