Loan that is sanctioned on accepting the gold ornaments or jewelry as a pledge. We have minimum documentation formalities with a lower rate of interest in comparison to other NBFC’s and Banks.
Please note that this should not be confused with loan given for purchasing gold.
Per gram of gold rate varies daily. Please contact call center for per gram rate.
We offer the highest Loan to Value of 75% of the valuation amount.
We offer products starting from attractive rate of interest of 10.99% p.a. up to 24.99% p.a. depending on Loan Amount and Loan to Value %
Bullet product with tenure 6M and 9M, wherein principal and the interest are payable at the end of the tenure.
You will need to walk in on Bank Working Days between 10 AM – 5 PM to any of our branches. We have our branches in different states namely Gujarat, Tamil Nadu, Karnataka, Andhra Pradesh, Maharashtra, Telangana, Rajasthan, Pondicherry, Uttar Pradesh, Haryana, NCT of Delhi, Madhya Pradesh, Kerala , Chandigarh and Chhattisgarh.
We do not take any pre-closure charge.
Starting from INR 10,000 to INR 40,00,000
Any proof of Identity and Proof of address is required to take Loan against Gold from Fincare
Yes, instant cash up to INR 2 lacs can be taken in Loan against Gold. For any amount higher than 2 lacs, instant transfer is done to customer’s account
As per RBI regulations, we accept upto 50 grams of Gold Coins issued by Other Banks
No there is no minimum period of keeping the loan..
We do not charge from customer for valuation of gold done.
Yes. Monthly Interest products payable interest can be made via BBPS.