Features & Benefits
Maximum Loan to Value
Get Upto 75% Loan to Value for your Gold
Attractive Interest rates
Get attractive interest rates on your loan.
Quick loan disbursal
Get quick disbursal to your account with simple documentation.
Safety and Insurance
Assured safety and insurance of your gold with the Bank.
Flexible repayments & Tenure
Convenient and flexible repayments of 3 months to 24 months with an option of Bullet repayment.
Multiple Schemes & Amount Range
Different schemes for different needs. Get loans from INR 10k to INR 10 lacs.
Have any Questions?
What is Fincare Loan Against Gold?

Loan that is sanctioned on accepting the gold ornaments or jewelry as a pledge. We have minimum documentation formalities with a lower rate of interest in comparison to other NBFC’s and Banks.

Please note that this should not be confused with loan given for purchasing gold.

What is the Per gram rate of gold offered?
Per gram of gold rate varies daily. Please contact call center for per gram rate.
What is the rate of interest offered?
We offer products starting from attractive rate of interest of 11.99% p.a. upto 22.99% p.a. depending on Loan Amount and Loan to Value %.
What is the Loan Tenure?

Bullet product with 3 months tenure wherein principal and interest is payable after 3 months.

Monthly product where the tenure is 6 months with a monthly interest payment.

EMI product where the tenure varies between 12 months to 24 months depending on the loan amount.

Where do I need to go to avail the Loan Against Gold?
You will need to walk in on Bank Working Days between 10 AM – 5 PM to any of our branches. We have our branches in different states namely Andhra Pradesh, Karnataka, Tamil Nadu, Gujarat & Maharashtra.
Do you have any Pre closure Charges?
We do not take any pre closure charge.
What is the Loan Amount Range offered?
Starting from INR 10,000 to INR 25,00,000.
What are the documents required for the loan?
Aadhar Card and PAN card are the only documents required for applying for the loan.
Do you give Cash for the loan that I want to avail?
Yes, instant cash upto INR 50k can be taken in Loan against Gold. For any amount higher than 50k, instant transfer is done to customer’s account.
Do you accept Gold Coins as a pledge?
As per RBI regulations, we accept upto 50 grams of Gold Coins issued by Other Banks.