Rajeev joined Fincare group in 2012. He has over 24 years of diversified experience in financial services across NBFCs and an HFC. Previously, as the CEO of the Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership company, he was instrumental in helping scale up the platform profitably, and also in diversifying into new products and business lines.
Rajeev joined Fincare group in 2012. He has over 24 years of diversified experience in financial services across NBFCs and an HFC. Previously, as the CEO of the Fincare platform that included two rural-focused NBFC-MFIs and a bank partnership company, he was instrumental in helping scale up the platform profitably, and also in diversifying into new products and business lines. He has played a key role in devising the strategy for the small finance bank and has worked actively on its implementation across areas such as business restructuring, technology and products.
Prior to this, he was the India CEO at GE Money, which included an NBFC and HFC business across diversified retail products. He was credited with turning the P&L into profitability in 2009, post the credit crisis in the personal loans portfolio. He has also served as the CMO and BD Head for GE Capital India, and as the Business Leader for home loans and loans against property with GE Money. Prior to his entry into financial services, he has worked in the telecom industry with Motorola in India and the US. He has also had a stint with Cadence India post his undergraduate degree in Engineering.
Rajeev is a B. Tech from IIT Kanpur and has a PGDM from IIM Ahmedabad.
Ashish joined Fincare group in 2017. He has over 22 years of experience in banking and has had stints across Consumer Banking, Branch Operations, Private Banking and Cross-sell. In his last assignment at IndusInd Bank, he served as Sr. Vice President and Zonal Head for the North and South zones, where he managed a book of over INR 2,000 Crore of retail deposits, and was directly responsible for sales, service and distribution of banking products. Previous stints include Royal Bank of Scotland and ICICI Bank.
Ashish is a B.Com from Delhi University, has an MBA from KJ Somaiya Institute of Management and Research, Mumbai, and is a CAIIB from IIBF, Mumbai.
Dr. Ashish Chhabra joined Fincare group in 2018. He has over 21 years of experience in banking across Branch Banking, Product Management, Wealth Management, Private Banking, Corporate Sales, Retail Assets, Trade & Forex, NRI Cell and Audit. Prior to joining Fincare, he was associated with IndusInd Bank where he served as State Head - Rajasthan (Jaipur & Jodhpur Cluster) and was responsible for overall regional profitability. Prior to this, he worked with UTI Bank, ICICI Bank, Bank of Madura and Vysya Bank Ltd.
Dr. Ashish Chhabra is an M.Sc. in Mathematics from Department of Science, University of Rajasthan, M.Tech. in Computer Science from BIT, Mesra and PhD in Mathematics from University of Rajasthan, Jaipur and also holds CAIIB and AMFI certifications.
Deepabh joined Fincare group in 2018. He has over 27 years of experience across sales, distribution, business development and consulting in the financial services sector spanning payments, mortgages, auto loans and consumer goods loans. Prior to joining Fincare, he served as a Banking Consultant with the International Finance Corporation where he advised client banks in Asia on retail banking strategy and SME lending. In his previous corporate assignments at Tata Capital Group, HSBC and GE India, he has held CXO/ Business Head roles in India and Hong Kong.
Deepabh is a B.Tech from IIT BHU, and has a PGDM from IIM Calcutta.
Kishore joined Fincare group in 2014. He has over 32 years of experience in financial services spanning microfinance, lending in Rural, Retail, Corporate and Construction Equipment divisions and bill discounting. Earlier, he was associated with L&T Finance where he was Business Head for Microfinance and also part of the Rural, Corporate & Construction Equipment Finance divisions. He has been Director, MFIN during his stint with L&T. His earlier stints include IL&FS Investsmart Ltd, Alpic Finance and Nagarjuna Investment Trust.
Kishore is a B.Sc. from Bangalore University, holds a PGDM from Maastricht School of Management, Netherlands, a PG Diploma in International Marketing and PG Diploma in Alternate Dispute Resolution.
Ravish joined Fincare group in 2017. He has over 18 years of experience predominantly in the banking and technology sector with cross functional expertise across sales and business development, channel management, product management, P & L management, digital marketing and client servicing. His last assignment was with Kotak Mahindra Bank as Regional Business Manager in Retail Liabilities Channel. He has been associated earlier with HDFC Bank, LanBit Networks, Legend Technology, Kaybee Network etc. in various capacities.
Ravish is a B.Com from VSSD College, Kanpur and is a PGDBA-CFA holder from the Institute of Chartered Financial Analysts of India, New Delhi.
Soham joined Fincare group in 2009, as a promoter- founder of Disha Microfin (now, Fincare Small Finance Bank). He has over 24 years of experience. Prior to Fincare, he was associated with a financial products distribution company, where he was instrumental in taking it to a leadership position in Gujarat for sale of financial products viz. Car Loans, Unsecured Loans & Investment products. Previous stints include Tata Metals and Core Healthcare where he was Country Manager – West Africa handling business for 5 countries.
Soham is a B.E (Electronics) and has an MBA (Marketing) from SP University, Anand.
Suresh has over 26 years of work experience in sales & distribution, business strategy and process improvement across BFSI, Telecom and FMCG domains. He was previously associated with HDFC Bank where he served as Vice President – Cluster Head and was responsible for delivering Top Line and Bottom Line for the bank’s branches in Kerala and Karnataka. Prior to this, he worked with ICICI Bank and Bharti Airtel.
Suresh is a B.Sc. graduate from Bangalore University.
Virender Sharma joined Fincare Group in 2019. He has over 20 years of corporate experience in revenue generation roles with leading financial institutions. He has been a business leader with extensive experience in Micro Finance, Retail & Business banking and Consumer Durable businesses. His last assignment was with Swadhaar Finserve Private Ltd where he was Business Head for Micro Banking and Individual Loans, with responsibility for driving productivity & profitability, internal audit compliance, people management and business development. He has earlier worked with Janalakshmi Financial Services Ltd where he was the Zonal Head for Central India. His past assignments were with Barclays Bank, HSBC and ICICI Bank among others.
Virender is a B.E from Bangalore University, MBA from Graduate School of Business Administration, Ghaziabad and has completed Senior Management Program from IIM Kolkata.
Chandar joined Fincare group in 2010. He has 22 years of experience in financial services, predominantly in microfinance. His experience spans Project Management, Vendor Management, Liaison between business and technology, Core Banking System Implementation and Business Process Reengineering. He has played a vital role in setting up nation-wide IT backbone for MFIs and Banks to implement their Financial Inclusion projects. Previously, he has served in the technology teams at FINO, ICICI Bank and BASIX.
Chandar holds a Diploma (Computer Science & Engineering) from Karnataka Technical Board and an Honours Diploma (Software Technology & Systems Management) from NIIT, Hyderabad.
Kavya joined Fincare group in 2015. She has over 12 years of experience in banking and management consulting across diverse sectors. She played a pivotal role in the transformation of Fincare from an NBFC to a Small Finance Bank, working on regulatory aspects including license application, equity raise, products, processes and policies, organization strategy and design, risk and compliance among others. Her last assignment was with KPMG where she worked on strategy development, research, financial modelling for clients across sectors such as banking, insurance, equipment finance, logistics and hospitality. She has also been associated with Intel.
Kavya is a B. E. (Information Technology) from National Institute of Technology Karnataka, Surathkal, and has a PGDM from IIM Bangalore.
Keyur joined Fincare group in 2009, as a promoter-founder of Disha Microfin (now, Fincare Small Finance Bank). He has over 24 years of experience in the financial services sector, managing Finance and Accounts, Treasury, Fund Raising, Financial Planning and Analysis, Cost Management, Business Planning as well as Compliance, Secretarial and Governance aspects. At Disha Microfin, as CFO, he led the Finance, Treasury and Secretarial functions, and also played a vital role in setting up audit, MIS, legal compliances and all other support functions. Prior to this, he was an entrepreneur, running a successful financial products distribution business for about 12 years, and also worked for a year in the area of Leasing and Hire Purchase.
Keyur is a B.Sc. (Mathematics) from MS University, Baroda, and MBA (Finance) from Poona University.
Mahender joined Fincare group in 2016. He has over 23 years of experience and is one of the promoter-founders of Disha Microfin (now, Fincare Small Finance Bank). He has worked with HSBC Bank for over 10 years in diverse roles in Card Sales, Branch Operations, Trade Finance etc. In his entrepreneurial journey of over 12 years, he has assisted SME clients in raising funds from FIs/Banks, preparing business strategy, policy making and due diligence services. In his last assignment as Director, Money Mitra Professional Services Pvt Ltd, he was providing virtual/outsourced CFO services to SME clients.
Mahender is a qualified Cost & Management Accountant, holds a Bachelors in Commerce from Loyola College and CAIIB from Indian Institute of Banking & Finance. He is currently pursuing CS.
Nilesh joined Fincare group in 2019. He has over 22 years of experience in building technology platforms for multiple businesses. His last assignment was with Meru Mobility Tech Pvt Ltd, which he joined at inception as Founder team member and CTO and built a pioneering technology platform. In his last role as CEO, he helped in turning around a loss making enterprise into a profitable one, something rare under an extremely challenging environment. Prior to this, he was associated with Star as Head of Technology and helped build the technology backbone for their media and entertainment business.
Nilesh holds a Diploma in Electronics Engineering from Maharashtra Board, has completed Certificate Program in Advanced Analytics from IIT Bombay and holds CISA and CISM certification.
Pankaj joined Fincare group in 2010. He has over 24 years of experience in financial services across Human Resources, Training, Financial Control, Product Management & Pricing, administration and channel development functions. His last assignment was with MetLife India Insurance Ltd. as Associate Director in the Agency and Bancassurance verticals. Prior to this, he had an entrepreneurial stint in the areas of recruitment, training and distribution strategy for clients in financial services. He has also been associated with Max New York Life Insurance, ING Vysya Life Insurance and HSBC Bank.
Pankaj is a B. Sc. (Computer Science) from St. Stephen’s College, Delhi, has a PGDBM (Finance) from Bhartiya Vidya Bhavan, Delhi, has completed Executive General Management Program (EGMP) from IIM Bangalore and also holds an SPHR certification.
Prakash joined Fincare group in 2010. He has over 24 years of experience across Audit, Technology, Operations, Risk, Business and Regulatory Compliance and has been actively involved with the development, technology, BPO and financial inclusion sectors in India, UK, Uganda, Egypt, UAE and Singapore. He was earlier with Commonwealth India as Head, Strategic Planning. Prior stints include Commonwealth Uganda, Commonwealth Technologies Ltd, Unilogin Technologies and National Kidney Foundation, Singapore. He has been an active participant in MFIN where he has held various committee and task force memberships, and in the SFB working group.
Prakash is an Associate Chartered Accountant, holds ACCA and Diploma in Information & Systems Programming from NCC, UK.
Rakesh joined Fincare group in 2016. He has over 18 years of experience in due diligence, quantitative analytics, portfolio relationships, financial & operational consulting and risk management across Microfinance, SME lending, Affordable Housing Finance in India and Africa. His last assignment was with IFMR Capital where he was heading Risk Management overseeing 100 companies. Prior stints include Intellecash, Basix and International Development Enterprises.
Rakesh is a B.A from Ranchi University, and holds a PGDM (Rural Management) from XISS, Ranchi. He has also completed a Certification in Advanced Risk Management from IIM Ahmedabad.
Sandeep Bhalla joined Fincare Group in 2019. He has over 30 years of experience in banking and financial services and has stints in Operations, Mortgage Servicing, Credit, Corporate Banking, Relationship Management, Operations and Human Resources. In his last assignment with Altisource, a key player in the US Mortgage and Real Estate markets, he was heading Human Resource and was also on the Board of the India Subsidiary. He has earlier worked with Firstsource, where he led a team responsible for providing services in Mortgage, Retail Banking, Credit Card and General Insurance businesses to Banks/Financial Services clients in the UK and the US. His past assignments were with Ocwen, Deutsche Bank, HSBC and Bank of America.
Sandeep is a B.Tech from IIT Delhi and has a PGDM from IIM Kolkata.
Shashi joined Fincare group in 2010. He has over 19 years of experience in software development in BFSI space with expertise in managing complex IT projects & programs, handling vendors, leading global technical support teams, architecting IT solutions and setting up & implementing IT systems. Shashi has played a vital role in setting up the IT systems for Fincare Small Finance Bank. Prior to this, he was associated with Samhita Microfinance where he was instrumental in architecting IT solutions and developing systems on an open source platform. His past assignments were with LERA Technologies, Gold Stone Technologies and Bharat Financial (erstwhile SKS Microfinance).
Shashi is a commerce graduate from Osmania University, Hyderabad and holds PMP (Project Management Professional) certification from PMI, USA.
Venkata joined Fincare group in 2016. He has over 30 years of experience in banking and has had stints across Retail, Corporate, Branch Banking, Forex and Operations. In his last assignment at Kotak-ING Vysya Bank, he was heading Wholesale Operations and was part of Integration Management Office. He has earlier worked with ICICI Bank, which he joined as a founder member and spent 15 years across Branch operations, Forex, Projects & Processes, Organizational Excellence, Central Processing, Quality team set-up and Cash Management, and prior to that, with Corporation Bank and Andhra Bank.
Venkata is a B.Sc and holds a PGDM from Annamalai University. He has also completed the Advanced Management Program from IIM Bangalore.
* Effective September, 2018