Features & Benefits of Smart Saver
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Minimal Average Monthly Balance
Maintain an Average Monthly Balance of just ₹ 1,000/-.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Seamless Fund Transfer
Transactions at your fingertips through Internet and Mobile Banking.
Convenient Monthly Interest Payout
Enjoy Interest Benefits every month through Monthly Interest Payouts.
Convenient Monthly Interest Payout
Enjoy Interest Benefits every month through Monthly Interest Payouts.
Insta Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Insta Account Opening
Instantaneous Account Opening through Aadhar-based authentication.
Silver (Rupay Classic) Debit Card with Exciting Offers
 

Enjoy range of benefits on your Debit Card including exciting offers across Travel, E-commerce, Entertainment; a Personal Insurance Cover (Accidental Death/Permanent Total Disablement) of ₹ 1 Lac; 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs.

For more details, click  here

Have any Questions?
What is the Eligibility Criteria to open a Smart Saver Savings Account?

Saving Accounts can be opened either as single holder or joint holder saving deposit or for entities

  • Single holder deposits: Individuals or entities as per KYC policy of the bank
    1. Resident individuals above 18 years of age
    2. Minors of any age provided the account is opened through his/her natural or legally appointed guardian. Entities: As per the entities defined in bank’s KYC policy
  • Joint holder deposits
    1. Jointly by 2 or more individuals or entities and any combination thereof as mentioned in the bank’s KYC policy
What is the Average Monthly Balance Requirement?

The average monthly balance is ₹ 1000

What are the documents required to open an account?

As per KYC norms of the bank. For account opening, an Aadhar and PAN card would suffice.

What is the frequency of Interest Payout?

Interest will be accrued on a daily basis based on end of day balances and credited to customer savings account at the end of every month.

What is the Interest Rate?

SlabRate of Interest (p.a)

Up to and including ₹ 1 Lakh6%

Above ₹ 1 Lakh7%